Horizon Financial Services Inc.

Welcome to our website.  At Horizon Financial Services, Inc. our mission is to help clients achieve financial confidence, by providing them with outstanding service, and these three key tools:

 

A clear understanding of their financial goals

A well-defined roadmap for pursuing those goals

Ongoing advice to help adjust their roadmap when their needs change

 

Our services cover all areas of wealth management, from investment, tax and retirement income planning to risk management and estate conservation. We specialize in helping our clients develop a comprehensive, cohesive financial strategy that fits their unique needs and enables them to meet both short- and long-term objectives. On our web site, you'll find valuable information for evaluating your current position and progress toward financial goals. We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial strategy. You'll also find calculators that will help you assess your current and future needs. Please remember to visit our Web site often, as our content is constantly changing.

 

If you have any questions or want to schedule a complimentary initial meeting to discuss your specific situation, please e-mail me at rickg@cfnmail.com, or call 781-792-1900

Pursuing Both Growth and Value

Maintaining a balance of growth and value investments may help investors add a new dimension of diversification to their portfolios.

Separate Your Business from Your Portfolio

Allocating too much of your investment capital to one company — even your own — is a risky proposition.

HOT TOPIC: Investors Flock to Bond Funds, But What Happens When Rates Rise?

Investors are on track to invest 11 times more money in bond funds in 2009 than they will invest in stock funds. This is not surprising, considering the market volatility in 2008, but are these investors operating on false assumptions about the capabilities of bond funds?

A Long Look at the National Debt

To better comprehend the size and scope of the national debt, it helps to measure it against the size of the overall economy.

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